[January 31, 2013]

Fitch Publishes Health Insurers' Sector Credit Factor Summaries

Fitch Ratings has published a special report illustrating how it applies its Insurance Rating Methodology and assesses key qualitative and quantitative factors in its ratings process for health insurance and managed care companies.

Link to Fitch Ratings' Report: Health Insurer Sector Credit Factor Summaries

http://www.fitchratings.com/creditdesk/reports/report_frame.cfm rpt_id=697435

The report includes sector credit factor diagrams for 14 health insurers. These diagrams provide high-level summaries of key qualitative and quantitative factors impacting the companies' ratings. The report comments on qualitative factors from sector-wide and company specific perspectives and on quantitative factors from a company-specific perspective.

The report also outlines the relative attributes of higher-rated and lower-rated health insurers.

Fitch'sspecial report, 'Health Insurers' Sector Credit Factor Summaries' is available at www.fitchratings.com'.

Additional information is available at 'www.fitchratings.com'.

Applicable Criteria and Related Research:

--'Insurance Rating Methodology' (Jan. 11, 2013).

Applicable Criteria and Related Research:

Insurance Rating Methodology ??? Amended

http://www.fitchratings.com/creditdesk/reports/report_frame.cfm rpt_id=698731

ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND DISCLAIMERS. PLEASE READ THESE LIMITATIONS AND DISCLAIMERS BY FOLLOWING THIS LINK: HTTP://FITCHRATINGS.COM/UNDERSTANDINGCREDITRATINGS. IN ADDITION, RATING DEFINITIONS AND THE TERMS OF USE OF SUCH RATINGS ARE AVAILABLE ON (News - Alert) THE AGENCY'S PUBLIC WEBSITE 'WWW.FITCHRATINGS.COM'. PUBLISHED RATINGS, CRITERIA AND METHODOLOGIES ARE AVAILABLE FROM THIS SITE AT ALL TIMES. FITCH'S CODE OF CONDUCT, CONFIDENTIALITY, CONFLICTS OF INTEREST, AFFILIATE FIREWALL, COMPLIANCE AND OTHER RELEVANT POLICIES AND PROCEDURES ARE ALSO AVAILABLE FROM THE 'CODE OF CONDUCT' SECTION OF THIS SITE.

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